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ZEBULON - HB 1292 modifies Georgia law and requires:
• All self-filers MUST eFile real estate documents.
• All individuals e-Filing MUST have their identity verified through the Clerks’ Authority eFile portal, https://efile.gsccca.org. There are no exceptions.

• These groups may file via paper:
o Georgia-licensed attorneys,
o Mortgage lenders, (Georgia licensed or exempt)
o Mortgage servicers, (as such term is defined in 12 C.F.R. Section 1024.2)
o Georgia-licensed surveyors,
o Title insurance companies, (Georgia licensed)
o Georgia-licensed real estate brokers or salespersons,
o Any public official.
*PLEASE NOTE: However, if a filer from one of the eight groups listed above chooses to eFile, they MUST have their identity verified, just as self-filers.

• Identity verification of individuals electronically filing is performed by the Clerks’ Authority
• The Clerks’ Authority’s e-Filing portal, https://efile.gsccca.org, is the ONLY portal through which real estate documents can be e-Filed.
• All real estate documents, including liens and plats, that are e-Filed will require ID verification effective January 1, 2025. UCC documents, except those filed on the real estate records, will not require ID verification when e-Filed.
• Every person e-Filing a real estate document must have successfully completed ID verification, which includes photographic verification. The GSCCCA system maintains the account holder status after verification.
• As adopted by the Board of Directors of the Clerks’ Authority, Real Estate Recording Rules for the State of Georgia (effective January 1, 2025) can be found here: https://www.gsccca.org/docs/efiling-documents/gsccca_georgia_real_estate_erecording_rules_new.pdf

The new requirements become effective January 1, 2025.